Posts from September 9th, 2026

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September
9

Seller-Paid Rate Buydown vs. Price Reduction: Which Helps a Bend Homebuyer More?

September 9th, 2026 by Bend Premier Real Estate

Seller-Paid Rate Buydown vs. Price Reduction: Which Helps a Bend Homebuyer More?

Mortgage rates remain one of the biggest obstacles facing Bend homebuyers. Freddie Mac reported that the average 30-year fixed mortgage rate was 6.71% on September 3, 2026. At the same time, 44.7% of Bend single-family home sales in August included a seller concession, with an average concession of $7,400.

Those two figures raise an important question for buyers and sellers: If a seller is willing to give up $10,000 to complete a sale, is the buyer better served by a $10,000 price reduction, a seller-paid mortgage-rate buydown or assistance with closing costs?

There is no univ...

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Categories: Bend Real Estate General Information, Buyer Education

Tags: bend oregon real estate, bend real estate, bend oregon, bend home prices, Mortgage

Posts from September 9th, 2026

Seller-Paid Rate Buydown vs. Price Reduction: Which Helps a Bend Homebuyer More?

Seller-Paid Rate Buydown vs. Price Reduction: Which Helps a Bend Homebuyer More?

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