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If you're asking whether now is a good time to buy or sell in Bend, you're asking the right question. But you need a direct answer—not a generic one. The Bend market in 2026 is not "hot," and it's not "down." Rather, it's selective.
Homes are selling every week. Buyers are still purchasing. But the days of automatic outcomes are behind us. Today, results depend on decisions.
The shift is straightforward:
If your luxury home in Bend isn't selling, the question comes quickly—and often with hesitation:
"Should I lower the price?"
For many sellers, the instinct is to wait. To give the market more time. To hope the right buyer eventually comes along. Sometimes that works. Most of the time, it doesn't. In today's Bend luxury market, price is not just a number—it's a signal. And if that signal is off, buyers don't engage. They move on.
Mortgage interest rates have finally started to ease after years of elevated borrowing costs — and this shift matters for homebuyers and sellers in Bend, Redmond, Sisters, La Pine, and all of Central Oregon. While rates aren't returning to the ultra-low historic lows of the pandemic, modest declines from the mid-6% range have improved affordability and buyer confidence this spring...
The phone calls started coming in last week. Buyers who'd been sitting on the sidelines since rates climbed above 7% suddenly wanted to talk numbers again. The reason? Mortgage rates have fallen to their lowest point in over a year, hovering just above 6% for qualified borrowers.
For Bend's real estate market, this shift changes the equation in ways that go beyond simple monthly payment calculations. The question isn't whether lower rates matter—they do. The question is what smart buyers should do about it right now.
A half-point drop in interest rates might not sound dramatic until you run the numbers on Bend's median home price. On a $650,000 purchase with 20% down, the difference between a 6.5% rate and a...
Wondering what to expect from the housing market in 2026? You're not alone. For the past few years, affordability has been the biggest obstacle between buyers, sellers, and their next move. High mortgage rates, limited inventory, and rapid price growth forced many households across Central Oregon to sit on the sidelines.
The good news is this: conditions are finally shifting. In 2025, affordability improved to its best level in three years, and most economists agree that progress should continue into 2026. That outlook is based on three fundamentals that matter everywhere—including Bend, Redmond,
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